Insurance

International Health Insurance

Comprehensive international health insurance is required for all education abroad program participants. Beginning fall 2021, all outbound students will be enrolled in the NMSU GeoBlue international health insurance plan, even if international health insurance is included in the education abroad program. This section provides an overview of insurance coverage and where to access information.

What is Covered Under the GeoBlue International Health Insurance Plan?

More information about the policy can be found in the 2023 NMSU GeoBlue Student Member Guide. Enrolled students should log in to the GeoBlue Student Portal to review the NMSU GeoBlue international insurance policy in full and to access the Certificate of Insurance, which provides the full details of the policy.

 

Medical Expenses $100,000 per Coverage Year
Emergency Medical Evacuation $250,000 per Coverage Year
Emergency Family Travel Arrangements $1,500 per Coverage Year
Repatriation of Mortal Remains $50,000 per Coverage Year
Accidental Death & Dismemberment $10,000 per Coverage Year

View the GeoBlue COVID-19 Updates - Group Members website for information about COVID-19.

GeoBlue Insurance ID card

Students will be enrolled in GeoBlue international health insurance by their Education Abroad Advisor. Once enrolled, students will receive a welcome email confirming their enrollment, along with instructions on how to register and gain access to the GeoBlue Student Portal. Once registered, students may download their GeoBlue ID Card.

It is important to have your GeoBlue ID card to access healthcare services; you will need to present your ID card whenever you receive medical care. Download and print your ID card and carry it with you while abroad.

Personal Travel Abroad

Students planning international travel for purely personal reasons—before or after their education abroad program— are encouraged to purchase additional insurance coverage for their travel, at their own expense. Personal international travel is not covered by the University's plan. If you wish to obtain international health insurance coverage from GeoBlue for personal travel, GeoBlue has separate Individual plans available. Contact the GeoBlue Customer Service Department for plan information and instructions on how to enroll.

 

GeoBlue Customer Service Department
Phone #:  +1-855-682-7965
Email:  customerservice@geo-blue.com

 

24/7 Medical Assistance & Evacuation

In the event of a medical evacuation, political evacuation or natural disaster evacuation, contact the GeoBlue Global Health and Safety Team at this 24/7 Medical Assistance and Evacuation number. Collect calls are accepted.

GeoBlue Global Health and Safety Team

24/7 Medical Assistance and Evacuation Number: +1.610.254.8771
Email:   globalhealth@geo-blue.com
For true emergencies, a call should be made as an email has a longer response time.

GeoBlue Contact Information

Outside the U.S. call +1.610.263.2847
Toll free within the U.S. call 1.844.268.2686
customerservice@geo-blue.com

Insurance FAQ

You will be enrolled for the period of international travel required by your program. Coverage will start on the date you depart the U.S.A. and end on the date your return to the U.S.A. Additional travel is not covered.

100% of reasonable expenses for medically necessary physician office visits, inpatient hospital services, hospital and physician outpatient services, and emergency hospital services. Additional benefits for medically necessary services are also payable at 100% of reasonable expenses, subject to certain limitations or maximums. Political and Natural Disaster Evacuation is covered at 100% up to $100,000. Evacuation services must be approved and coordinated by GeoBlue.

Simply find a participating provider or hospital in the Member Hub in the GeoBlue Student Portal.  View their profile and contact them directly to schedule an appointment. After you make your appointment, contact GeoBlue to provide the doctor’s office with the information required to arrange Direct Pay. This is necessary when scheduling follow-up appointments as well. While it’s often easier to set up your own appointments, GeoBlue can help when you are unsure about where to seek care. You may have a new diagnosis, be in a remote area with limited options, in need of translation, or struggling to adapt to your new surroundings. Contact GeoBlue at +1.610.254.8771 to request help scheduling a convenient, cashless office visit with English-speaking doctors.

Go immediately to the nearest physician or hospital and then contact GeoBlue Global Health and Safety Team at +1.610.254.8771. GeoBlue maintains a 24/7 call center to assist you with everything from routine requests to complex medical situations. They will coordinate emergency services with a worldwide network of Regional Physician Advisors and take the appropriate action to assist and monitor your medical care until the situation is resolved.

Registered students can log in to the GeoBlue Student Portal to download a copy of their ID card.

Students planning international travel for purely personal reasons—before or after their education abroad program— are encouraged to purchase additional insurance coverage for their travel, at their own expense. Personal international travel is not covered by the University's plan. If you wish to obtain international health insurance coverage from GeoBlue for personal travel, GeoBlue has separate Individual plans available. Contact the GeoBlue Customer Service Department for plan information and instructions on how to enroll. GeoBlue Customer Service Department Phone #: +1-855-682-7965 Email: customerservice@geo-blue.com

If you have paid out-of-pocket for covered medical services, and want to file a claim for reimbursement, please download and complete the claim form that can be found on the GeoBlue Student Member Hub website. Include all receipts with the completed claim form and send them by fax or mail to the claim address shown on the claim form or on the back of your GeoBlue ID card.

 

 

Trip Cancellation/Interruption Insurance

NMSU strongly advises that participants purchase trip cancellation insurance and/or interruption insurance to safeguard against losses or penalties should the participant withdraw for any reason (including failure to obtain a visa, flight cancellation, testing positive for COVID-19, repatriation due to COVID-19, or any other personal reason), or should a program be canceled or its dates changed. Expenses resulting from such changes will not be covered by the NMSU Geo Blue International Health Insurance plan, nor will NMSU be responsible for reimbursing these costs.   Trip cancellation and/or interruption insurance plans provide financial protection in the event that a student must unexpectedly cancel or interrupt their educational program. These plans can also minimize financial loss in the event that a student must withdraw from a program after commitment, due to unforeseen circumstances. When selecting a plan, be mindful of the coverage included in your mandatory NMSU’s GeoBlue International Health Insurance Plan, so that you do not duplicate coverages, and search for coverages in specific areas and risks that are not already covered in this plan. We recommend that you look at the fine print for any plan you consider purchasing, as many of these will have a “pandemic exclusion.” Look for plans that include “cancel for any reason” and “interrupt for any reason” coverage. While NMSU does not endorse any particular company, a few examples of online vendors where trip cancellation policies can be purchased are included below.